General Terms and Conditions

TERMS AND COND!T!ONS

  1. Use of Terms and Conditions

Risk Financial Study Association is the study association for the financially interested student at the Faculty of Economics and Business of the University of Groningen. For further usage in this document referred to as “Risk”. You can find Risk at Nettelbosje 2, 9747 AE Groningen. Phone number: +31 (0) 50 363 7306. E-mail: board@riskgroningen.nl. In this terms and conditions, “we”, “our” and “us” refers to Risk Financial Study Association "you" refers to the candidate-Risk Member or Risk Member. Becoming a member means your acceptance of these terms and conditions, as may be amended from time to time. If you do not agree to these terms and conditions, please do not become a Risk Member and do not make use of the platforms that Risk offers. We reserve the right, at any time, to modify, alter or update these Terms and Conditions of use, and you agree to be bound by such modifications, alterations or updates.

  1. Information

The information that Risk communicates has been compiled by Risk from internal and external sources. No representation or warranty is given as to the completeness or accuracy of such information. The candidate-Risk Member or Risk Member guarantees that all information he/she gives at the website, by mail, or by any other platform is accurate and true. All personal information is stored at one place only which is only accessible by the Risk Board. Only personal information that is critical to the functioning of committees is also stored at another location which is available for the specific committee. It is always stated which information will be shared. We reserve the right to update personal information in our database as new information becomes available.

  1. Membership

Membership is open for all financial interested students who study at the University of Groningen. Your membership is personal and cannot be transferred to another person. The membership runs from the 1st of September till the 31st of July. For this, the membership fee is collected after the end of the academic year (in June or July). Unsubscribing after September means that you still will receive a debt collection after the end of the academic year. The membership is automatically renewed at the start of each new academic year. The period of renewal will be one entire academic year. If you want to terminate your membership, you can do this by filling in this form or by sending an e-mail to secretary@riskgroningen.nl.  Risk has the right to terminate membership for any reason, at any time. The termination will be communicated and the member can appeal the termination at the next General Members Meeting. As a member you agree that Risk is allowed to send e-mails, messages over phone and letters with information of own events or information from our partners, including the Financiële Associatie Nederland (FAN). To become a Risk Member, you also need to be an EBF member. If you become a Risk Member, you agree that you are or will become a EBF member in that academic year. After you graduate you have to opportunity to become a Risk Alumni. By attending Risk Alumni Events, you agree that you are or automatically become a Risk Alumni.

  1. Risk Events

In general, Risk Events can be attended by Risk Members only. If an event is open for non-Risk Members this is explicitly stated at the webpage of the event. At these events, Risk has the right to ask Risk Members a lower price. The registration fee of an event is non-refundable when the participant cancels his/her own registration. If an event is cancelled by the board beyond Risk’s control, Risk is not liable for any costs. If the cancellation is within Risk’s control, the registration fee is refundable. Risk has the right to cancel an event for any reason, at any time. Risk is not liable for any damages occurring during any of our events.

  1. Website

The content on the Risk Website has been compiled by Risk from internal and external sources. No representation or warranty is given as to the completeness or accuracy of such information. Risk makes no representation whatsoever regarding the content of any other websites which you may access from the Risk Website. Certain parts of the website are filled with content provided by our partners, for which we take no responsibility. When you access any other website than the Risk Website, please understand that it is independent from Risk and that Risk has no control over the content of that website. A link to any other website does not mean that Risk endorses or accepts any responsibility for the content or use of such website. Risk regularly checks the content of the website for accuracy.

  1. Intellectual Property

Risk holds the rights and qualifications according to the Dutch copyright law and other intellectual law and regulations. All materials, including illustrations, photographs, products, images, designs, texts, graphics, logos, button icons, and images appearing on this Website are owned or controlled by Risk. If you wish to use any of these properties, please contact the Risk Board at board@riskgroningen.nl.

  1. Privacy Policy

This policy applies to all personal data of candidate-Risk Members and Risk Members collected by Risk. This data includes, names, language, date of birth, email address, phone number, address, student number, bachelor degree, start date of study, master degrees, IBAN number and BIC number. Only the Risk Board has access to this information unless stated otherwise. Risk Members accept that photos taken at events featuring the Risk Member can be used for promotional purposes. In case you want to remove these pictures of yourself, you can contact the Risk Board. The personal and non-personal data we receive of candidate-Risk Members and Risk Members is treated as confidential. The personal data will never be given to a third party without the consent of the Risk Member. We may, however, share the non-personally identifiable information with certain third parties to help us analyse the use of our information channels, such as the Risk Website, e-mails and social media.
For events with a selection procedure, anonymous resumes of applicants are shared with the participating companies. Moreover, for some events this also includes a motivation letter and grade list. The resume, head shot, name, e-mail and study of selected participants are shared with the participating companies. Risk takes no responsibility for the actions of these companies regarding the information shared. Moreover, the committees organizing these events also have access to this information. Two weeks after the event is done, the committee member will no longer have access to this information. Personal information of applicants and participants from previous editions is not available to committee members.
Personal information which includes student numbers, IBAN numbers and email addresses of Risk Members can be shared with the EBF to ensure Risk Members are students at the University of Groningen and are EBF member as required under section 3. Next to this, certain third parties manage the content of the Risk Website. The EBF and other third parties share our commitment to the protection of your privacy. In special cases data is shared with third parties, for example to act in order to comply with any requests from law enforcement, government agencies, or organizations that are part of the University of Groningen. For the optimal design of the website Risk uses cookies. A cookie is a small text file that is stored on a user’s hard drive. We may use the cookies to improve your Risk Website experience. In case you wish to view or change personal information, this can be done partly though the website. Otherwise, you can contact the Risk Board by sending an email to board@riskgroningen.nl. If you would like to have information removed that is critical to being a Risk Member, you membership will be terminated. Some information is needed to collect the membership fee, this information can only be deleted after the collection of the membership fee.
In collaboration with the University of Groningen, Risk aims to guarantee the security of personal information. In case of any extreme data leakages the Risk Board will contact the privacy security authorities within 72 hours conform to the law and the people involved will be contacted.

  1. End Notes

For any questions about Risk or the Terms and Conditions of Risk please send an email to board@riskgroningen.nl. Risk has the right to make the final decision when something stated in the Terms and Conditions is unclear.

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