General Terms and Conditions


  1. Use of Terms and Conditions

    1. Risk Financial Study Association is the study association for the financially interested student at the Faculty of Economics and Business of the University of Groningen. For further usage in this document referred to as “Risk”. You can find Risk at Nettelbosje 2, 9747 AE Groningen. Phone number: +31 (0) 50 363 7306. E-mail:

    2. In this terms and conditions, “we”, “our” and “us” refers to Risk Financial Study Association "you" refers to the candidate-Risk Member or Risk Member.

    3. Becoming a member means your acceptance of these terms and conditions, which may be amended from time to time. If you do not agree to these terms and conditions, please do not become a Risk Member and do not make use of the platforms that Risk offers.

    4. We reserve the right, at any time, to modify, alter or update these Terms and Conditions of use, and you agree to be bound by such modifications, alterations or updates.

  2. Information

    1. The information that Risk communicates has been compiled by Risk from internal and external sources. No representation or warranty is given as to the completeness or accuracy of such information.

    2. The candidate-Risk Member or Risk Member guarantees that all information he/she gives at the website, by mail, or by any other platform is accurate and true.

  3. Membership

    1. Membership is open for all financial interested students who study at the University of Groningen.

    2. Your membership is personal and cannot be transferred to another person.

    3. The membership is from the 1st of September till the 31st of July. The write-off of the membership takes places after the end of the academic year(in June or July). Unsubscribing after September means that you still will receive a debt collection after the end of the academic year.

    4. The membership is automatically renewed at the start of each new academic year. The period of renewal will be one entire academic year.

    5. If you want to terminate your membership, you can do this by filling in this form or by sending an e-mail to

    6. Risk has the right to terminate membership for any reason, at any time. The termination will be communicated and the member can appeal the termination at the next General Members Meeting.

    7. As a member you agree that Risk is allowed to send e-mails, text messages and letters with information regarding Risk Events or information from our partners, which also include e-mails from the Financial Association Netherlands (FAN).

    8. To become a Risk Member, you also need to be an EBF member. If you become a Risk Member, you agree that you are or will become a EBF member in that academic year.

  4. Risk Events

    1. In general, Risk Events can be attended by Risk Members only. If an event is open for non-Risk Members this is explicitly stated at the webpage of the event. At these events, Risk has the right to ask Risk Members a lower price.

    2. The registration fee of an event is non-refundable when the participant cancels his/her own registration.

    3. If an event is cancelled by the board beyond Risk’s control, Risk is not liable for any costs. If the cancellation is within Risk’s control, the registration fee is refundable.

    4. Risk has the right to cancel an event for any reason, at any time.

  5. Website

    1. The content on the Risk Website has been compiled by Risk from internal and external sources. No representation or warranty is given as to the completeness or accuracy of such information.

    2. Risk makes no representation whatsoever regarding the content of any other website which you may access from the Risk Website. When you access any other website than the Risk Website, please understand that it is independent from Risk and that Risk has no control over the content of that website. A link to any other website does not mean that Risk endorses or accepts any responsibility for the content or use of such website.

  6. Intellectual Property

    1. Risk holds the rights and qualifications according to the Dutch copyright law and other intellectual law and regulations.

    2. All materials, including illustrations, photographs, products, images, designs, texts, graphics, logos, button icons, and images appearing on this Website are owned or controlled by Risk.

  7. Privacy Policy

    1. This policy applies to data collected on the Risk Website by Risk.

    2. Personal data is defined as any information relating to an identifiable person who can be directly or indirectly identified in particular by reference to an identifier.

    3. Risk Members accept that photos taken at events featuring the Risk Member can be used for promotional purposes.

    4. The personal and non-personal data we obtain from visitor of the Risk Website is treated as confidential. The personal data will never be given to a third party without the consent of the Risk Member. We may, however, share the non-personally identifiable information with certain third parties to help us analyse the use of our information channels, such as the Risk Website, e-mails and social media.

    5. For events with a selection procedure, anonymous resumes of applicants are shared with the participating companies. The resume, head shot, name, e-mail and study of selected participants are shared with the participating companies. Risk takes no responsibility for the actions of these companies regarding the information shared.

    6. Certain third parties manage the content of the Risk Website. These third parties share our commitment to the protection of your privacy.

    7. In special cases data is shared with third parties, for example to act in order to comply with any requests from law enforcement, government agencies, or organizations that are part of the University of Groningen.

    8. Risk uses cookies. A cookie is a small text file that is stored on a user’s hard drive. We may use the cookies to improve your Risk Website experience.

  8. End Notes

    1. For any questions about Risk or the terms and conditions of Risk please send an email to

    2. Risk has the right to make the final decision when something stated in the terms and conditions is unclear.

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Terms & Conditions